However, for a good reason, you not only value finding a suitable offer at all, you are also looking for a powerful loan.
It should be a good lightning credit that you take up. But there is an inevitable question: How can you help such an instant loan. We would like to help you in the search for answers.
Good lightning credit: when is the payment made?
One of the most important questions when deciding whether you are dealing with a good or bad lightning credit revolves around the question of how quickly the payment will be made after the application (if the application is approved). Very good providers manage to transfer the money within hours. The instruction should take place at least within one day, so that ideally you have the money in your account on the same day or only one working day later.
Good lightning credit: always without upfront costs
Many flash loan providers charge upfront costs. This is particularly the case when intermediaries are involved. On the internet platforms that offer you loans from private individuals, for example, it is common for the operator to charge upfront costs. It is usually an amount of around ten euros. However, the upfront costs can also be significantly higher. However, there are enough potential lenders and credit intermediaries who do without this annoying practice. Therefore, make sure that you only take out a lightning credit that has no upfront costs.
We would also be happy to give you advice on the maximum interest rate that a good lightning loan offer can have. The bitter truth is, however, that interest rates are never really good. You have to be prepared for double-digit interest rates. And there is a likelihood that the values will match or even exceed the level of your overdraft facility.
Good lightning credit: Four-digit amounts should be possible
Many lightning credit deals that you can find are limited to three-digit amounts. On the one hand, this is understandable because the donors keep their risk within a manageable range. In everyday life, however, such sums quickly reach their limits.
For example, a car repair, which is a common reason why people need a lightning credit, can quickly swallow up a four-digit amount. It is therefore only good to have instant loan offers that also make it possible to receive four-figure amounts. After all, if you don’t have to buy this amount, you can decide to take only a three-digit loan amount.